Showing posts with label shopping tips. Show all posts
Showing posts with label shopping tips. Show all posts

Friday, December 19, 2008

Shopping Tips for the 25 Days of Christmas: Tip #23

While many of us are focusing on the wonderful and joyous aspects of the holiday season, there is an unfortunate darker side to the holidays as well. With an economy that is tough for so many, there is a criminal element that arises from this hardship. Also, at a time of the year where so many are doing a great deal of shopping in large crowds, we are sometimes left more vulnerable than we truly know.

Many of us are operating on a "cash-only" holiday shopping budget. So, that means that are carrying more cash than ever, and the thieves know that too! While I certainly do not want to scare anyone during the holiday season, I know from my many years of retail management experience how so many people assume they are safe, are complacent and truly do not focus on their personal safety while out shopping.

Thus, this tip is all about being safe with your cash while shopping this holiday season!

HOLIDAY SHOPPING TIP #23:

Use these tips to be cash safe this holiday season!

1. Many of us rely heavily upon ATMs to withdraw cash. If you can, do the buddy system, especially with ATMs that are slightly more isolated, or if you are withdrawing money while it is dark. If at all possible, it is best to do that cash transaction inside the bank. Take care to make sure that you get your card back (over the last week, I have found TWO cards left in ATMs!) and that you are careful with entering your pin, and requesting and taking your receipts. Yes, the information is somewhat "encrypted" but do you want a potential criminal to know your balance information and decide to target you based off of that info?

2. Do not keep all of your cash in one place. If you are carrying hundreds of dollars, or more, try to break it down into smaller batches so that you are not pulling out a fat wallet or "wad" of money. That is really telegraphing to a potential pickpocket or thief that you are a target. Paper clip it into smaller batches (say $100 in $20s) to minimize how much money you are pulling out in public at any given time.

3. Keep your cash as close to your body as possible. I continue to see moms with their purses in shopping carts everywhere I go. Yes, I live in a safe community. But, remember, the criminal element knows where the "safe" communities are, too. They will pinpoint those very communities as they know that we are more likely to assume that we are safe. I can tell you from experience, when we caught and busted pickpockets and thieves in my stores, they were not from the immediate community. Some had come from as much as 2-3 hours away to get to you in your safe community.

4. Never, ever keep money in pockets, jacket pockets, flaps of your purse or anywhere that a pickpocket could have easy access. A casual "bump" in a crowded mall could be someone relieving you of your cash! I have seen videos of pickpockets that have been caught in my stores, and I can tell you that they were so good I could not even see them taking the cash!

5. Make sure that you are thorough in giving your cash to a cashier. Count it out to them, make sure that they know you are well-aware of what you are handing over to them. Short change artists rip off cashiers all of the time, however, that is reciprocated with cashiers short-changing consumers as well. I had a friend who recently paid for an item and in the hustle and bustle of the transaction was short-changed by $40.00! She told me, in tears, and I called the store on her behalf asking the store manager to count down that drawer immediately. Luckily, the store manager listened, pulled the cashier off of that lane, counted the drawer and found it to be $267.00 OVER in funds. That cashier was creating an amazing little holidy shopping kitty for herself. My friend got her money back, but think of all of the other customers (to the tune of $227.00!) that may not have realized that they were missing change! OUCH!

I do hope that these tips are a reminder to shop safely with your cash this holiday season! Happy Holidays!

Sunday, December 14, 2008

Shopping Tips for the 25 Days of Christmas: Tip #19

With so many of us cutting back this holiday season, we are searching for sensible, meaningful gifts to help stretch our gift-giving dollars. Many of us are looking for gifts for people who may need some extra help this holiday season including elderly parents, college students and others. In the past, it would have made sense to give a splurge gift, now it makes sense to give something that is considerate and useful.

HOLIDAY SHOPPING TIP #19:

Look to gift cards for sensible gifts this holiday season!

A couple of extra tips to accompany this tip:

A word of caution in purchasing gift cards from smaller, boutique type stores, smaller regional retailers and retailers that are currently struggling. Well, yes, most retailers are having a tough season, but big box national retailers are in this game to stay, so to purchase and give gift cards from Target, Walmart and Best Buy are all a solid bet.

Find out if you get bonus points from your grocery store for purchasing gift cards. Currently, my Ralph's store is offering triple points for gift card purchases, and I can buy gift cards and translate those points into discounts for gas and groceries. Be careful, however, as they sometimes charge a processing fee that can cut into your total purchasing power and erode the "benefit" of bonus points awarded.

Find out if you receive special points, air miles, etc., on your credit card for buying MasterCard, Visa or American Express branded gift cards. I recently got an XBox 360, a Nintendo DS and some Wii games at NO CHARGE by "cashing in" on my Amex points. Not bad!

Be careful about purchasing gift cards, as there at least one major gift card scam that is impacting consumers. Both internal and external thieves will write down gift card numbers and frequently check to see if those gift cards have been purchased and activated. As the activation is often immediate upon purchase, if they have captured a gift card number that is activated they can use those funds themselves. Pick gift cards from the middle of the display, or try to select the gift cards that require a scratch off number for activation. Better yet, if you can, ask a cashier for gift cards that are located at their register as those would be more difficult to be tampered with (most registers at major retailers have cameras on them, it would be exceedingly difficult for a cashier to play any kind of gift card scam while being watched by the "eye in the sky".

Thursday, December 11, 2008

Shopping Tips for the 25 Days of Christmas: Tip #16

Many retailers offer a variety of frequent shopper programs, and I am sure that many of us take advantage of them in one way or another. Retailers have to differentiate and in a retail environment in which so much looks and seems the same one true way they have to keep hold your attention is to offer you rewards for your hard-earned discretionary spending! But have you truly thought about how you could leverage that buying power all year long to pay off for you at the holidays? While this tip is offered in December, this is a tip that you can be thinking of all year long...

HOLIDAY SHOPPING TIP #16:

Leverage your year-long shopping with retailers that offer frequent shopper awards to get "free" holidays gifts and stocking stuffers!

This is a tip that all of us can truly follow all year to "cash" out for the holiday season! I shop a variety of retailers and always inquire about their frequent shopper/rewards programs to get free Spanx, free makeup and beauty products, free groceries, free clothing, free stocking stuffers and more! You are already giving them your business, you deserve to get something back for that is a great added bonus!

I simply have a small wallet in my purse that holds the rewards cards or frequent shopper cards to ensure that I have them on me at all times. Just make sure that you know if any of the rewards "expire" as some of them have to be used in a certain time frame. However, many, like my BeautyOne cards, had no expiration date and I was able to cash in over $120.00 for free makeup and beauty products!

P.S. Speaking of getting amazing beauty and skincare products, here is one of my favorite websites to find top-of-the-line beauty products: SpaLook.com! They have amazing offers to take advantage of, from free shipping to free product to much, much more! Click on the image below to experience what SpaLook.com has to offer any beauty product and skincare aficionado!


Free Shipping

Monday, December 8, 2008

Shopping Tips for the 25 Days of Christmas: Tip #14

From an earlier post, I described how I truly love how technology truly allows retailers to maximize customer service and drive sales. When I first started in retail, I remember how excited we were to get an corporate-wide email/intranet system. In fact, for about a month or so I went from store to store in our district, and beyond, to help train the store staff on how to use the intranet system.

What a different a few years (okay, about 17 or so!) makes! Technology leads us to the next couple of retai insider tips!

HOLIDAY SHOPPING TIP #14:

Sign up for retailers' text/cell phone updates.

I have received text messages from a handful of retailers that have alerted me to products (finally) instock (a hot Wii game!) to a "text only" coupon to save 25% over a two day window. Not bad. I did get the Wii game, did not use the coupon (it was instore only, I have no desire to deal with the mall right now!!!). Remember, text messaging charges may apply, so know your carrier's text message charges and policies.

I am also sure that many of you have heard of other functions and applications, such as the Amazon application for iPhone users called "Amazon Remembers". This is pretty cool. You can take a picture of an item, upload it to Amazon and within minutes (althought anecdotally I have been told that it can take a day or even two, but that has not been my experience) you can have an Amazon match of that same item with what is typically a better price! I love to price shop, as you can see in previous shopping tips, so if you have an iPhone, this is a very slick way of trying to get the best price possible (especially when Amazon ships that item for free!).

One cautionary note: I also have been told that there are some retailers that will ask you to not take pictures in their store. I can tell you from my past retail experience that indeed we did ask customers to not take pictures in our store. Mostly to protect people, however, not our sales! So click with caution!

p.s. Here is a killer site for finding amazing prices on highend designer items for holiday gift giving (and free shipping!!!):


Saturday, December 6, 2008

Shopping Tips for the 25 Days of Christmas: Tip #14

I love how technology truly allows retailers to maximize customer service and drive sales. When I first started in retail, I remember how excited we were to get an corporate-wide email/intranet system. In fact, for about a month or so I went from store to store in our district, and beyond, to help train the store staff on how to use the intranet system.

What a different a few years (okay, about 17 or so!) makes! Technology leads us to the next couple of retai insider tips!

HOLIDAY SHOPPING TIP #14:

Sign up for retailers' email updates.

As much as many of us hate to get spam, or emails that simply clog up our inbasket, you can make these emails pay off in savings of both time and money! I have received emails that have offered exclusive savings and special buys. You can always sign up for the emails, and if you truly do not find them to be value-added, you can opt-out (look at the bottom of the email, there will be some kind of verbage to remove your email from their list).

I get emails from both online retailers and brick and mortar retailers. I am a huge fan of Amazon.com emails as they not only offer great savings in many cases, but they are also designed to focus on my likes and interests based off of my recent purchases. (Yes, I am a sucker and think that somehow they "know" me there at Amazon.com!) I have already saved over $100.00 easily by watching my emails and taking advantage of special offers.

p.s. Shopping for eco-friendly loved ones? Gaiam.com is the online destination for people living a lifestyle of health and sustainability. We offer over 4,500 products in categories including; yoga, Pilates, organic cotton clothing and natural and healthy products for the home. Click here for more information and amazing savings!

Gaiam.com, Inc

Special Benefit Offer - TODAY ONLY!

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December 6th only get 20% off your order When you buy 3 or more products! Enter code DECSIXTH at checkout. Offer expires at 11:59pm PST 12.6.08.


Benefit has amazing gifts for anyone who loves fun beauty products that actually do what they claim (I know, but it has to be said as way too many products simply do not!)! Click on the image below to unlock the many beauty treasures that Benefit offers you this holiday season!

Benefit Cosmetics LLC


Happy Holidays!

Thursday, December 4, 2008

Shopping Tips for the 25 Days of Christmas: Tip #13

If you have been following these tips, you will already know that I have blah, blah, blah years in retail blah, blah, blah management. Well, one thing that I can share with you is that when it comes to retail management, you are looking to run your store as smoothly as possible. With that "smoothly as possible" comes many "not so smooth" customer challenges and concerns.

I have always trained my teams, and I believe this to be fairly universal in the retail world (at least those retailers with a shot at survival!) that if a customer asks for something reasonable, it is reasonable to grant that wish. Reasonable is in the eye of the beholder, or hurried retail manager, in this case. What I am going to advocate in this tip is very, very, VERY reasonable: When it comes to your online shopping, you have to ASK for something very easy for an online retailer to do to make you happy and click through to buy your shopping cart:

HOLIDAY SHOPPING TIP #13:

Ask for FREE SHIPPING!

Not a huge secret, really. Most retailers have an online code that they can offer you for free shipping. All you have to do is ask. The best place to go to is a live online customer service "chat" associate. Trust me, if you ask, they will give the free shipping code (along with other great shopping codes that they may be offering!).

Google your favorite online retailer for free shipping codes, and you can also find that there are many sites and blogs out there that will give you those very codes! Here is a fabulous site, MomsWhoSave.com. I found this site on Twitter, a great place to find such resources.

Speaking of Twitter, log on and send out a message to see if anyone can give you codes for a website that you are interested it. I have seen people helping each other out on Twitter, it is a great place to network and find such information. (BTW...you can follow me at http://twitter.com/KellyAlvarez!

You can also email or call the online retailer, but often at this time of the year, response times are longer than usual. If you are trying to lock into a great price, or have a short timeframe, that may not work.

p.s. Here is one online retailer that is offering free shipping: Benefit! For any of you that have beauty enthusiasts on your holiday list (or you need to get some special beauty products for yourself!) Click on these links for some of the best beauty products out there with fantastic savings!!!!

Benefit Cosmetics LLC


Enjoy FREE US Standard Shipping on any order for 4 days only. Enter promo code GIFTSDEC at checkout. Offer expires at 11:59pm PST 12.7.08. Not valid with other offers.

Shopping Tips for the 25 Days of Christmas: Tip #12

After over 15 years in the retail industry as a buyer, corporate trainer and store executive, I am ALLLLLLLL about the price and value equation. After spending years sourcing clothing, I know the ins and outs of the fashion industry. Later, with a stint with a major electronics retailer I learned a great deal about consumer electronics. With this knowledge, I am slightly dangerous when it comes to knowing what to pay for something!

Lately, I have been finding that while brick and mortar retailers are offering some fantastic prices (and prices will only get better the closer we get to the holidays!) but I have found online prices that beat the instore prices SIGNIFICANTLY! I recently made an "small" electronics purchase which was $55 cheaper than the best instore price...and I qualified for FREE SHIPPING! WHOO HOOOOO!!

HOLIDAY SHOPPING TIP #12:

Shop around online, don't waste your precious time AND gas finding the store with the best price!

I know that many more of us are letting our "fingers do the walking" if you will online to find exclusive items, hard-to-find items (like some of the wii and nintendo ds games that I cannot even find at some brick and mortar retailers!) and to simply save time and energy. But, seriously, this season more than ever, I am truly finding some of the best pricing online. Not a few bucks, and certainly not savings that are quickly eroded by exorbinant shipping and handling costs! I am finding significant savings that actually put money back in my pocket!

p.s. Here is one online retailer that is offering amazing savings as well: Benefit! For any of you that have beauty enthusiasts on your holiday list (or you need to get some special beauty products for yourself!) Click on these links for some of the best beauty products out there with fantastic savings!!!!

Benefit Cosmetics LLC


Enjoy FREE US Standard Shipping on any order for 4 days only. Enter promo code GIFTSDEC at checkout. Offer expires at 11:59pm PST 12.7.08. Not valid with other offers.

Wednesday, December 3, 2008

Shopping Tips for the 25 Days of Christmas: Tip #11

As a retail management veteran, I have seen the emergence and importance of consumer credit in the retail industry. One retailer I worked for focused on credit cards as a profit center, after all, when a retailer owns the debt, they also profit from the interest that you pay on revolving that debt! Another retailer focused on credit as a way to drive the average ticket. They did not "own" your debt, so they did not profit from your interest payments. However, they knew that if you used a credit card you were apt to DOUBLE your total transaction dollar...if not more!

HOLIDAY SHOPPING TIP #11:

Pay cash, or use your debt card. Keep your credit card for any online shopping in which you can find amazing prices, free shipping, etc.

Cash is king, and if you are on a budget this holiday season, you will be surprised at how much you can save if you pay in cash, or use your debit card. Credit is a wonderful thing, without a doubt, for those who manage it well. However, statistically, you will spend more per transaction when using a credit card. Period. Most of us have a completely different mindset when we have to hand over those dollar bills!

I do use one credit card that is specifically for online transactions. I recommend this as if your credit card number or credit information was somehow compromised online, you have one card to track, and one card to manage. I have found some fantastic online offers, items that even after (FREE!) shipping have been less expensive than instore prices. I definitely won't pass up on that deal! However, I have a post-it note on my computer that has a budget at the top, and I minus out the online credit transactions, and then I have to stop. So, I am balancing not only my cash budget, but also my limited credit budget!

p.s. Have company coming? Fortunoff is a wonderful resource for your home (including that cocktail bar for company!) with great holiday pricing and shipping offers!

Fortunoff


Fortunoff

Tuesday, December 2, 2008

Shopping Tips for the 25 Days of Christmas: Tip #10

After over 15 years in retail, I am a true veteran in knowing what categories are strong for retailers to make margin. One such category are those adorable "stocking stuffer" type items you see all around the stores this time of the year. In fact, here is a tip to get completely FREE stocking stuffers!

HOLIDAY SHOPPING TIP #10:

While shopping, ask for samples! Makeup counters, fragrance counters, handbags and accessory stores, almost any department store has free samples, all you have to do is ASK!

I am sure that most of us will do some shopping at our favorite department store this holiday season. I know that I have purchased some cosmetics lately and every single time I ask for samples. At the fragrance counter, I ask for samples to take home and try the fragrance before I purchase it. I have even received free key chains and a free makeup bag for asking.

Many of us hate to ask, but they offer the samples for a reason: not only to help you make future purchases, but as a small "thank you" for your business. I have received at least 25-30 small stocking stuffer-type items while doing my holiday shopping just from the last month or so. I encourage you to ask, you may be pleasantly surprised by how many great stocking stuffer items you can get for free while doing your normal holiday shopping! I even asked at an electronics retailer, and received a free pair of ear buds for an ipod. Why not?!

I am not advocating taking advantage, but I am advocating making every dollar you spend work for YOU.

p.s. Looking for stocking stuffers for the eco-friendly and green living person on your list? Here are some amazing offers!

25 Holiday Shopping Tips for the 25 Days of Christmas: Tip #9

After over 15 years in retail, I am a true veteran in knowing what categories are strong for retailers to make margin. One such category are those adorable "stocking stuffer" type items you see all around the stores this time of the year. These are huge margin categories for retailers, and while I love to indulge in some of them, and certainly will again this year, I think that there is a fantastic alternative to finding fun stocking stuffers!

HOLIDAY SHOPPING TIP #9:

Go to the "Dollar Store"-type retailers for fun stocking stuffers!

I have found that most of the items that I would use for stocking stuffers or to fill little gift bags for parties, school parties, etc., are at the .99 store! They may not have the fancy brand name, or slightly less fancy packaging, but they are the same item, for much less money! And, when you can save a bit on stocking stuffers you can either keep that savings, or put it toward something special for the family.

p.s. Looking for stocking stuffers for the eco-friendly and green living person on your list? Here are some amazing offers!

Monday, December 1, 2008

25 Holiday Shopping Tips for the 25 Days of Christmas: Tip #8

As a retail veteran, I have studied upclose many aspects of consumer spending and what makes consumers spend more at any given retail store. One aspect of consumer spending is the aspect of group suggestive selling, or a kind of "pack" mentality that occurs when people shop in larger groups.

This is very common when parents shop with their kids. Kids watch TV, they see commercials for all of that neat stuff that they "need" (read: want) and when they go shopping with mom and dad those savvy kids "suggestive sell" those "needs" to their parents! I love to shop with friends, and often take a friend when I am making an important shopping decision so they can help gauge what looks good on me, if something fits right, etc. However, that friend subconsciously suggestive sells to me as well. Retailers LOVE this, and will use commercials to show parents shopping with their kids, gals with their girlfriends, etc.

HOLIDAY SHOPPING TIP #8:

If you can, with your personal safety first in mind, shop alone.

I do stress "if you can" in this shopping tip as I would always err on the side of safety first. If you are shopping at odd hours, when it is dark, or you are carrying larger sums of cash, this tip may not be the right one for you.

However, you can still shop using the "buddy system". With cell phones you can keep in contact via calls or text messages and still do your targeted shopping alone, while your friend or family member does their targeted shopping alone. Doesn't sound like much fun? Well, you will save money, you will stay on your budget, and you can always enjoy a great cup of mocha or lunch together!

And, truly, I do advocate if possible not shopping with your kids. Retailers deliberately merchandise their stores year around with kids in mind, however, at this time of the year they make it all the more dangerous! What you spend on a babysitter may be well worth the investment in what you save when you do not fall prey to kids begging for this and that..."this and that" can add up too quickly!

p.s. Here is an easy item to shop for alone, online! Barefoot Contessa Pantry items are wonderfully delicious! Fantastic food items for your holiday needs, or gift-giving needs!

Stonewall Kitchen, LLC

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25 Holiday Shopping Tips for the 25 Days of Christmas: Tip #7

During my over 15 year retail tenure, I got to have amazing experiences in understanding the strategy behind the physical layout of a store. I was able to be part of new store openings and remodels. There is a true science to a layout of a store and it has everything to do with the way that we shop not only with our wallets but with visual cues and emotional cues.

Without getting into the hardcore theory and strategy, I will give you two of the easiest examples... Sugar cereal is lower on the aisle so that it is at eyelevel of the kids who will beg their parents to buy them the sugar cereal. Trust me, I know as I am a bit vertically challenged and have to seriously stretch to get at my Grape Nuts and "good for you" cereals! Candy is at the checklanes so that while mom is unloading the cart, kids have yet one more chance to beg for sugar! This leads me to my next shopping tip...

HOLIDAY SHOPPING TIP #7:

Avoid departments in a store that are YOUR weakness.

Yes, this seems like a no-brainer, however, retailers have worked long and hard to get the weakness departments right in front of you. Why put toys in the back of the store? TO MAKE YOU WALK THROUGH EVERY OTHER DEPARTMENT FIRST...AND YET ONE MORE TIME TO GET TO THE REGISTERS! Shoes and handbags are my vices. I will actually walk out of my way in some retail stores to stay away from those departments. Do I lack restraint? No. But, during this time of the year, when it is easy to spend a little here, a little there...impulse buying is simply not a sound shopping strategy if a budget is in place!

I even recommend using store maps. Don't wander, retailers depend upon you wandering through the store, impulse buying, picking up this little box of chocolates, that candle. The reason so many retailers have special tables and merchandise displays up this time of the year is to capture the wandering eye and the wandering consumer.

p.s. If you have a wandering eye, let it wander here! Barefoot Contessa Pantry items are wonderfully delicious! Fantastic food items for your holiday needs, or gift-giving needs!

Stonewall Kitchen, LLC

Save 10% on our Product of the Month

25 Holiday Shopping Tips for the 25 Days of Christmas: Tip #6

During my over 15 year retail tenure, I was known for building strong sales cultures. What is a sales culture? A culture in your store in which your team is laser focused on sales through product knowledge, instocks, great customer service and other key elements of a sales culture.

Retail teams are trained to not only provide you with the product knowledge you need to make your purchase, but if they are well-trained, they also know how to sell you expensive, high margin add-ons that can easily take you from making your budget to busting your budget!

HOLIDAY SHOPPING TIP #6:

Beware the add-ons, stick to your planned purchase.

Do your research upfront. Know what you need to make your product work to your expectations. Cables to connect a flat screen or a game system to your entertainment center can cost an arm and a leg...in some cases almost as much as your gaming system! Know exactly what you need, and only buy to that need.

I can be completely candid in telling you that retailers do not want you to be that knowledgeable. They rely on you needing THEIR knowledge, and expect that consumers come to them for the "answers". That is fine, if you want their "answers" that have the most expensive solutions to your consumer product inquiries.

p.s. No upselling here. Fantastic food items for your holiday needs, or gift-giving needs!

Stonewall Kitchen, LLC

Save 10% on our Product of the Month

Friday, November 28, 2008

25 Holiday Shopping Tips for the 25 Days of Christmas: Tip #5

After over 15 years of retail management, I have worked for retailers in good times and the not-so-good times. In fact, my first retail management position was the The Broadway (remember them??!!) and I began working there when they were already in Chapter 11. I recall going into some of the stores that we began to close to transfer inventory to stores that were planned to stay open. I was recruited to work for another retailer, so I was not with The Broadway when they closed their doors for good. However, I did buy a lot from The Broadway when they were dramatically marking down and liquidating inventory.

HOLIDAY SHOPPING TIP #4:

Shop for killer prices from retailers going out of business or closing stores.

With this tip, however, comes a cautionary note. You can find great prices, but you will have little to no recourse should what you bought not fit, not work or be a duplicate item. I have already heard many anecdotal tales of incredible deals that are out there from a wide variety of retailers that are struggling or closing for good. With that "deal" comes the realization that it is pretty much a "final sale"!

This is a great time to buy basics, buy what you know will fit, and buy things that have reliable manufacturer warranties. For example, if you were to purchase an electronics item from a retailer going out of business, you may have a solid year of manufacturer coverage anyway.

Tip: This can also be a great time to "shop ahead". When I worked for one retailer, I would often buy post-holiday clearance toys as birthday, even Christmas, presents for the year ahead. If you see great deals on digital cameras, mp3 players, digital frames, clothing basics, etc., I would buy them now and have them as presents you can give all year long. You can enjoy these savings for weeks and months to come!

p.s. Here is one present that will always fit, always work and never need to be returned or exchanged! PERSONALIZED WINE!

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Wednesday, November 26, 2008

25 Holiday Shopping Tips for the 25 Days of Christmas: Tip #4

After over 15 years of retail management, I definitely understand how to leverage resources to get the best deal possible. As a buyer, I would hunt down the best prices, special quantities buys, closeouts...whatever it took to get the best quality at the best value. As a consumer, you have the same power to leverage retailers to get the best prices and best deals. Retailers are competing for your dollar, make them work for it!

HOLIDAY SHOPPING TIP #4:

Leverage your buying power this holiday season. Look for retailers and grocery stores to compete for your dollar by offering you special bonuses for committing your discretionary income to their store.

A perfect example is what the Ralph's (Kroger) grocery chain is offering to their customers for the holiday season. If you purchase gift cards at a Ralph's store with your "Ralph's Rewards" card, they will TRIPLE your bonus points earned on your card.

So what are "bonus points"? At Ralph's, you earn bonus points with each dollar that you spend that accumulate each quarter, and at the end of that quarter you are issued a voucher that you can apply toward a future shopping trip. (Some categories do not apply, like alcohol, tobacco, etc.) You earn $5.00 toward your voucher with the first 500 points you earn, then a $1.00 for each additional 100points. My voucher from last quarter was $27.00. So, Ralph's basically gave me $27.00 for shopping with them. Okay, I will take it!

So, with this scenario, if I were to buy, say $300 in gift cards, I would earn 900 points, another 9.00 applied on my next voucher. So, for doing nothing more than buying the same gift cards I would have purchased from Target, iTunes, Best Buy, American Express, Visa, Barnes & Noble (and on and on...I was amazed by their wonderful selection!) I am basically given $9.00 for that purchase! And, probably saved that much in gas not running around town to get all of the cards from all of the different stores!

This is the kind of leveraging that helps you save money, and even EARN money, this holiday season. All kinds of retailers offer reward programs, find out what they are and leverage them if they make sense. I am a "Beauty Insider" with Sephora and earn points for the shopping I do with Sephora. I was able to get several stocking stuffers, and a gift set worth $150.00 for FREE, yes FREE by using my "Beauty Insider" points for the holidays!

Insider Tip: Leverage your buying trips to truly leverage the retailer's offer. Case in point: While at my neighborhood Ralph's store, a customer bought $2000.00 in gift cards for her company's holiday party. She was joking about how excited her boss was that she offered to do this for him...little did he know that she was not only on the clock to do this shopping trip for him, but she also earned another $60.00 (6000 bonus points!) to apply toward a future shopping trip! Leverage your purchasing power, and you will truly leverage your rewards!

p.s. Leverage the buying power of this amazing offer from Bliss!

Bliss World, LLC
Free Shipping + Free Our Two Scents Set (a $24 value) with $50 Bliss purchase! Offer valid through 12.01.08.

Tuesday, November 25, 2008

25 Holiday Shopping Tips for the 25 Days of Christmas: Tip #3

After over 15 years of retail management, I understand how important getting the right price can be to the customer. I know from my own experience how frustrating it can be to buy something, only to find that a few short days later it is cheaper! Consumers want to feel like they got the best price possible, and with so many of us on much tighter holiday budgets it is more important than ever. And truly, most retailers will work really hard to make sure that you get the right price, and that you are satisfied with your purchase.

This tip is even more important in the current retail environment. With a tightening economy, many retailers are becoming more and more promotional, and will be driving sales fast and furious. So, you will have to be quick and savvy shopper to keep up!

HOLIDAY SHOPPING TIP #3:

Keep an eye on the ads and offers from retailers. If you have already started your holiday shopping, you may qualify for a price adjustment if the price has dropped since you purchased that item (or items!). Keep your receipts handy, and you may find yourself saving a few extra bucks this holiday season!

Most major retailers have a price adjustment policy, for example, Target gives you 14days to price adjust with your receipt. The only exception is clearance. Make sure you know the price adjustment policy of the retailers you frequent this holiday season. I have already saved $10.00 in price adjusting THIS WEEK. I cannot stress enough how quickly prices are going to adjust to this economy, and I want to see you benefit from those price adjustments!

I keep my receipts from about a 15 day - 30 day time period in an envelope in my purse. That way, if I see prices that have changed, I am able to get the adjustment immediately, while I am already in the store. I also watch the ads and circulars closely and check to make sure that my previous purchases have not dropped in price any further.

Even your online purchases should qualify, so again, be informed before you buy! The easiest way to protect yourself with online purchases is to either bookmark that page or mark it as a "favorite". That way you can check back to see if the price has changed. You can also create "Google Alerts" that would let you know anytime that item has been featured in a news article, blog, website, etc. Now, of course, this is a lot of work for a handful of stocking stuffers! However, I would recommend you take the couple of extra seconds, or even minutes, for your online big ticket purchases.

Speaking of online, sometimes retailers have online prices that are different then their prices instore. This is usually a tricky one and many retailers will not adjust prices when it comes to a price on their website vs. a price in their store. If you purchased the item online and it is less expensive in the store, most likely they will direct you back to the website to contact the customer service division. This is where I love retailers with live chat!

If you purchased the item instore, and see it less expensive on their website, you may have the option of asking the store for the price adjustment. I would screen print the item and price and have that as backup. Often, when customers are clearly informed, professional and polite, managers will be flexible and want to help.

Insider Tip: I also urge you to be a savvy consumer and ask store management if they will adjust prices for you if you are outside of their price adjustment window. I know people who start their holiday shopping early, and while prices are dropping now, they should still have some measure of price protection. From my experience in store management, it was the extremely rare exception that we did not price adjust to make a customer happy. If you bought that XBox a year or so ago and it is less expensive now, that would most likely not qualify, not even with the most liberal of store policies. But, if you bought that hot game in October that everyone said would disappear before the holidays, well...you probably have a great case for a store manager who needs to work a bit harder this holiday season to keep your business!

P.S. Give the gift of beauty from Benefit this holiday season! Their prices are fantastic, and Benefit is offering amazing holiday offers! Click the picture below for more information or to start shopping:

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Monday, November 24, 2008

Seven Proven Tips to Stretch Your Beauty Dollar

With today's economic climate, many of us are watching our dollars more closely than ever. However, we still want to care for our skin, our appearance and have a positive outlook on how we look and feel. Here are seven proven tips to stretch your beauty budget even further. As a bonus, I have included a "splurge" item with each tip. If you have it in your budget to splurge a bit, these are the items that you can spend a little extra on to enjoy the added benefits!

1. Drink Water. Many doctors and dermatologists will tell you that drinking water is one of the best things you can do for your skin. It improves the clarity and texture of your skin and can even help you reduce cellulite. Cut out the costly sodas and expensive lattes and stick to good old fashioned H2O. You will not only see the impact in your skin and overall wellness, but you will see more money in your wallet!

Splurge item: Borba has wonderful products that can truly impact your skin. They have both "Balance Waters" and "Crystalline" packets that you can add to your water bottle. These products can help you to improve your skin's clarity, firmness and promotes anti-aging.


(Click on Borba image for more information or to purchase)

2. Wear Sunglasses. While this seems very basic, or a tip to maintain eye health, wearing sunglasses, even when it is overcast, can help to mitigate the damage that squinting and frowning can do around your eyes and on your brow. Women and men alike spend a great deal on botox and other products to relax these lines or use products that claim to "fill" the fine lines. All of that time and energy could have been spent on a pair of sunglasses that over time will help to minimize the lines.

Splurge item: Invest in 100% UV Protection. Many less expensive sunglasses may be fun and fashionable and help you see a bit better in sunlight, but the best protection comes typically with premium sunglasses.

3. Wash your skin. Yes, mom's advice to wash your face is some of the best advice! Washing your skin helps to remove make up, environmental "yuk" and helps to keep your pores clear. Unfortunately, too many people think that they have to buy the expensive cleansing foams and gels as it cleans more thoroughly, or is more gentle, or they read about it in the latest magazine. In fact, there are fantastic face washes and gels that you can buy in any drug store that will do the exact same job.

Splurge item: Purchase a high quality exfoliation cream or gel. Exfoliation is a great way to improve your skin's clarity and texture. I recommend Dr. Brandt's "Dermabrasion in a Jar".

4. Wear sunscreen. This one cannot be stressed enough. This helps you to not only avoid serious issues with skin cancer, but a sunscreen works miracles on cutting down on the damage that sun does to your skin. So many of us have fine lines, brown spots and other skin damage that could have been minimized, and certainly delayed by religiously using sunscreen.

Splurge Item: Buy a sunscreen that is Dermatologist Grade or created specifically for the face. Many sunscreens can be a bit on the heavy/greasy side, and that can take its own toll on your skin. I recommend Murad's "Oil-Free Sunblock SPF 30"for a wonderful sunscreen that is not at all greasy and can easily be worn every day under makeup.

5. Buy products that multi-task. There are many wonderful products that do more than one job for your beauty routine. There are eye creams that have a slight concealing tint. There are moisturizers that have a nice tint so you can skip foundation for daytime coverage. I love the tint products that can be used as blush and lip color. Multitask and save not only money, but time on your beauty routine.

Splurge Item: Benefit's "You Rebel". This is a moisturizer, tint AND sunscreen (SPF 15) all rolled into one!


(Click on "You Rebel" image for more information or to purchase)

6. Stick with what you know. I am the ideal beauty counter customer. I see new colors or a new product line, I sit down for a make over, I buy everything they put on me. Then, I get it all home, forget how to use some of it, realize that I kind of already have that eye color or that blush. Just say no to up-selling! Stick with what you know, avoid the temptation and focus solely on what you need and what you know works for you. Experimenting is fun, but it can come with a hefty price tag!

Splurge Item: Buy one of the multi-product and color kits that you see at Sephora, or another beauty counter. Typically, the kits are promotionally priced, and you can get a variety of lip, cheek and eye colors that are in smaller, almost "trial" amounts and still have plenty of fun with trying new colors, new looks.

7. Embrace your unique beauty. This tip is the best of the bunch! We all have a unique beauty that is truly ours, and that is so important to remember and enjoy. We spend huge sums to cover up freckles, this little red spot, that little scar. We get lost in just that one flaw, and forget that we are the stunning sum of many beautiful parts.

Splurge Item: Teeth-whitening strips or treatment in your dentist's office. A beautiful smile is sexy, gorgeous, welcoming, and a lasting impact on everyone who you know and love. Make the most out of your smile with healthy white teeth!

25 Holiday Shopping Tips for the 25 Days of Christmas!

After over 15 years of retail management, I know how retailers lure in shoppers and entice them to spend far more than they may have budgeted. How many times did you get to your car or your home and start looking at the bags and the arm long receipts and wonder why you ended up buying too much? We have all been there, and I hope these holiday shopping tips with save you both time AND money! Bookmark or follow my blog for the next 24 tips in the days to come!

HOLIDAY SHOPPING TIP #2:

Bring in ads and store circulars to shop for specific items.

This comes on the heels of tip #1 (Make a list, check it twice) for a very specific reason: to help you buy the right items at the right prices.

Often, retailers offer a specific item, say a particular mp3 player at a killer price point. These "door busters" (or whatever that retailer calls them) are a special buy for holiday shoppers. It is a specific item that the buyers negotiated with the manufacturer, and it is often slightly different than the other mp3 offerings that store may have. It may be that it only comes in black, that it has slightly less file storage than another, maybe slightly lower quality earplugs. You get the picture.

So, when you go to the store, you grab the first mp3 player that you find, assuming that it is that killer item from your ad. You have a basketful of items, and you may or may not even notice in the rush, and the lines, and the crowds that the mp3 player you thought was that amazing price that is in your budget is actually the other mp3 player that is twice as much!

Bring the ad, bring the store circular. Take the time to make sure that what you are purchasing is what is in the ad. Often, the small print has the model number to match to the item you are buying.

Extra tip: As these items are often special purchases, with limited quantities, you may find that the items are already out of stock. I hate to share trade secrets, but I have been in situations where only 6 of an item arrived...and 100 people lined up outside for those six items. Retailers will not offer rainchecks, as the quantity is limited. I would urge you to find a manager, first asking for the store manager, to see if they can work with you on offering a great price on a similar item. Most of the time they will...they want to save the sale, they want to drive the volume, and, if they are truly worth their name badge, they want to make YOU happy! Ask, and ye shall receive!

p.s. Here is an amazing gift to give, and you don't have to worry about any "fine print"! Give the gift of personalized wine this holiday season. No minimums, you can order one bottle, personalized to your desire! Makes wonderful hostess gifts, family gifts, business gifts, and is simply a wonderful way to tell someone you took the time to personalize it!

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Sunday, November 23, 2008

25 Holiday Shopping Tips for the 25 Days of Christmas!

Quite honestly, I am not much of a holiday shopper. After over 15 years of retail management, I really got pretty burnt out on the retail and commercialized part of the holidays. That is one of the main reasons why I dedicated so much of myself to spend time with family and friends over the holidays. Time was one gift I could give others that was truly one of the most precious gift of all!

With my years of retail experience, I have tons of tips to give shoppers to help them navigate the retail waters, both in-store and online. With so many of us on tighter budgets this holiday season, I hope these tips with save you both time AND money! Bookmark or follow my blog for the next 24 tips in the days to come!

HOLIDAY SHOPPING TIP #1:

Make a list and check it twice.

I cannot stress this enough. I myself fall prey to the retail frenzy, especially with the online shopping that I enjoy! However, this year all of my loved ones are on strict orders from me (wow, I know, sounds like all kinds of holiday fun!): Make a list, I will only buy what is on your list!

A list keeps you focused, a list keeps you from buying things you think they want vs. what they truly want, and a list keeps you on your budget. With a list, you tally up prices and meet your budget.

I figure if it is good for Santa, it is good for me!

p.s. Here is a great item to put your on holiday lists, or even buy for yourself as a great treat for some relaxation during the crazy, busy holiday season! Santa approved!



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